FREQUENTLY ASKED QUESTIONS

We suggest that all prospective clients either attend one of our live dinner seminars or watch our webinar. This way you know more about our Green Line Strategy and if it’s a right fit for you before you come in to meet with us.   We can occasionally accommodate smaller, private, group sessions when it makes sense to do so.  Contact Us for more information. 

If our Yulee office is too far, we have 3 other satellite offices to choose from- in Orange Park, in Jacksonville near the St John's Town Center, and in St Simon's Island GA.  All our addresses can be found on our Contact Us page.

Yes.  We encourage spouses and significant others to come together to both the seminar and the appointment. If you have a close friend or relative that you want to bring instead, just let us know, and we will do our best to accommodate you.  Additionally, we do host several Client Bring A Friend events throughout the year so that we can make ourselves available to help your friends and family as well. 

We can offer all kinds of annuities but have found some of the best outcomes for our clients using Fixed Index Annuities and MYGA's (multi-year guaranteed annuities).   We will work with you to help establish which product or products will best help you.   For the most part, we only work with A-Rated companies or better and fully credential each carrier partner to ensure only premier resources for our clients.  We also try to avoid contracts that will have fees or charges for you.  Whenever possible, we want our clients to keep all of their money for themselves. 

We ensure that all products we provide to our clients allow you access to at least 10% of your initial investment per year with no penalties for taking that withdrawal.  This is known as a free withdrawal and is typically granted after your first anniversary, if not sooner. Read this blog to learn more about the benefits of a product with a time commitment.

Yes. This is known as a Rollover or Direct Transfer of funds, which is a nontaxable event- even for qualified retirement plans like IRA's, Roth IRA's, 401k's, 403B's, Thrift Savings plans, etc.   Where appropriate, we can also help you conduct a 1035 exchange for many non-qualified retirement plans as well. Click here for more information on 401k's. 

In most cases, when named as the primary beneficiary, your legal spouse has the option to transfer ownership to continue the account in their own name.  But these policies can also be paid out in full as a death benefit to any beneficiaries you've named.  This benefit payment to your heirs typically includes principal, interest earned, and bonuses. 

Today's life insurance industry offers uses beyond just a death benefit to your loved ones. Two ways you can use life insurance to enhance your retirement plans are tax-free retirement income and long-term care benefits.  Some clients utilize Indexed universal life (IUL) insurance for one or both of these purposes.   It provides a death benefit just like other life insurance policies, but it also allows you to utilize stock market returns without risking your money and gives you access to some of your cash growth each year without having to pay taxes on it.  More information can be found on our Life Insurance page.